At Guardian Wealth Strategies, we believe that retirement income planning in Minnesota is not just about saving — it's about strategically positioning your wealth to generate reliable, sustainable income for the rest of your life. Retirement should be a time of financial security, confidence, and freedom — not uncertainty or stress. That’s why our team of fiduciary financial advisors in Minneapolis, Minnesota, is dedicated to helping you design a personalized, tax-efficient income plan that supports the lifestyle you envision. Every client’s needs are unique, and so are their retirement dreams.
Whether you plan to travel the world, spend more time with family, volunteer, or simply enjoy peace of mind, your retirement income plan should be as personalized as your aspirations. Our Minnesota-based advisors help you navigate critical decisions around Social Security, pension options, investment withdrawals, healthcare expenses, and tax strategies — ensuring that your money not only lasts but thrives throughout every phase of retirement. Because true retirement success isn't just about the number in your account — it's about how confidently and comfortably you live your life.
Fee-Only, Independent Retirement Planning Built for Minnesotans
At Guardian Wealth Strategies, we proudly operate under a strict fiduciary duty, meaning we are legally and ethically obligated to act solely in your best interests at all times. We are independent, fee-only advisors — no hidden commissions, no product sales, and no conflicts of interest. Our transparent approach ensures that every recommendation we make is crafted purely around your success, not sales quotas or corporate agendas.
As Minnesota residents ourselves, we understand the local tax laws, healthcare costs, property values, and economic factors that affect your retirement lifestyle. We work closely with you to design a holistic retirement income strategy that accounts for your pensions, retirement accounts, investments, annuities, and potential income sources — while implementing smart tax mitigation tactics to keep more money in your pocket.
Our Approach to Retirement Income Planning
We begin by getting to know you — your goals, your concerns, and your ideal vision for retirement. Through detailed cash flow analysis, we forecast future income needs while accounting for inflation, healthcare costs, and evolving lifestyle expenses. We then build a custom income strategy that blends guaranteed income streams (like Social Security or pensions) with flexible withdrawals from investment accounts, ensuring reliable monthly income while keeping your overall portfolio healthy and growing.
Why Guardian Wealth Strategies is Minnesota's Trusted Retirement Partner
Choosing the right financial partner for retirement income planning is crucial. At Guardian Wealth Strategies, our combination of fiduciary duty, independent advice, and deep Minnesota expertise sets us apart. We don’t believe in one-size-fits-all strategies — we believe in designing retirement plans as unique as the people we serve. Our advisors are passionate about empowering you with knowledge, confidence, and proactive strategies that evolve with your life. We are honored to be a trusted resource for individuals, couples, and families across Minneapolis, the Twin Cities, and all of Minnesota.
Key Features of Our Retirement Income Planning Services
✅ Personalized Retirement Income Strategies
✅ Fee-Only, Independent Advice
✅ Social Security Timing and Optimization
✅ Tax-Efficient Withdrawal Planning
✅ Healthcare and Long-Term Care Planning
✅ Investment Portfolio Management with Retirement Focus
✅ Risk Management and Longevity Planning
✅ Legacy and Estate Planning Coordination
Start Building Your Retirement Income Plan Today
At Guardian Wealth Strategies, we’re passionate about helping Minneapolis And Burnsville retire with confidence, dignity, and financial freedom. Whether you’re planning for early retirement, maximizing your Social Security benefits, or simply seeking a clearer, smarter income strategy, our team is ready to help you design a plan that fits your goals — and your life.
Ready to take the first step toward a stress-free retirement? Call us today at (952) 746-1746 or Schedule Your Discovery Meeting to start building a retirement income plan that's tailored to YOU — not someone else.